TFG Retirement Fund

Communication

Click below for the latest updates on the Two-Pot System:

	Two-Pot System Fast Fact #1: Register for AF Connect
	Two-Pot System Fast Fact #2: Get in Touch
	Two-Pot System Fast Fact #3: Provident Fund members born before 1 March 1966
	Two-Pot System Fast Fact #4: Your Vested Pot
	Two-pot System Fast Fact #5: Your Savings Pot
	Two-pot System Fast Fact #6: Tax and Fees on Savings Claims
	Two-pot System Fast Fact #7: Claims Checklist
	Two-pot System Fast Fact #8: Exit Options
	Two-pot System Fast Fact #9: Calculations and more info
	Two-pot System Fast Fact #10: Seed Capital is affected by the market

The TFG Retirement Fund Roadshow was presented in May 2024 and included a number of topics such as: The importance of preservation and the Two Pot System, to name a few. Below is the link to the recording of one of these sessions, the presentation, a link to the Alexforbes My Money Matters Toolkit website and the FAQ, where you can get more information related to Two Pot.

https://mymoneymatters.alexforbes.com/

Click here for the FAQ document on the Two Pot Retirement System.

Annual Trustee Reports

	For the year ended 31 December 2023 Interactive PDF - Click here
	For the year ended 31 December 2022 Interactive PDF - Click here
	For the year ended 31 December 2021 Interactive PDF - Click here
	For the year ended 31 December 2020 Interactive PDF - Click here
	For the year ended 31 December 2019 Interactive PDF - Click here
	For the year ended 31 December 2018 Interactive PDF - Click here
	For the year ended 31 December 2017 Ebook - Click here Interactive PDF - Click here
	For the year ended 31 December 2016
	For the year ended 31 December 2015

Industry Updates

The new two-pot system for retirement funds

Lesotho Pension Fund Legislative Change

Default Regulations - What you need to know as a member of a Retirement Fund by Simeka

How will the 2018 budget speech affect you? by Simeka

Stay on top of Retirement Reform by InSite Innovative Education Solutions

Twin Peaks - Financial Sector Regulation Act 9 of 2017

National Budget 2018 by Alexander Forbes

National Budget Speech 2017 by Alexander Forbes

Retirement Reform by Alexander Forbes

Financial Well-being in the Workplace by Alexander Forbes

Interesting Articles

	Retiree Regrets Our latest article looks at the choices some real pensioners wish they’d made before retirement, so that you don’t have to learn the hard way what you should (and should not) be doing while you are still young.
	Alexforbes Digital Engagement: WhatsApp Did you know that you can engage with your retirement using the Alexforbes WhatsApp channel? Click here for more information.
	Saving during tough times It often feels like everything is getting more expensive and we have less money to save. However, regardless of how tough times are, saving up is more important than ever before.
	Have you updated your beneficiary nominations? Did you know? In the event of your passing whilst employed by TFG, you are covered for a death benefit of 5 times your annual pensionable pay.
	Pensioners Update As previously communicated, the administrative function of TFG Retirement Services has been outsourced to Alexander Forbes. This change does not impact pension payment dates. Your next payment is scheduled for 29 March 2022.
	IMPORTANT QUESTIONS To ask your financial advisor.
	Retirement Services Admin Outsource Announcement Retirement Services will be outsourcing its administrative function to Alexander Forbes as of the 1st of March 2022.
	Savings Hacks Managing expenses to maximise your savings can be difficult during these tough financial times. Here are some money saving hacks to get your savings on track.
	Compound Interest Five ways to make the most out of compound interest.
	Single Parenthood Raising children alone and being their only caregiver is a huge responsibility.
	Teach your children some helpful tricks Talk about money as a family Set the example Make them budget, save and invest from an early age
	How to stop group mentality from wrecking your finances Seeing other pursuing self-improvement encourages us to do the same. In January in particular, many people tend to make positive resolutions.
	Retirement Fund Newsflash The current volatility in the investment markets & how it impacts your retirement savings
	Money Choices When someone's income increases, it's usually visible in the way their lifestyle changes. The markers of financial success are often believed to be bigger houses, luxury vehicles, expensive schools and exotic getaways: all the accepted signs of having 'made it'.
	Additional Voluntary Contribution In addition to the tax saving you will receive, you will also be rewarded over the long term by the interest that you earn on the amount you save today!

Newsflashes

	Should you cash in your pension to pay off debt? by Fin24 News
	What are the consequences of withdrawing your retirement savings? by Patrick Cairns
	5 Retirement Myths by Alexander Forbes